Client Resource Page

New Additions -> Ready to Purchase - How to Search - Lending Info

How to Make Offer - Closing Info - Roles of Players - Negotiation Tips - Appreciation Info

Search the MLS Database

MLS Search PORTAL

 

Your Credit - Mortgage Info

7/19

Credit Report

   
   
   
   
   
   

Credit Score Resources

Before You Purchase

Our Buyers Guide

HUD First Time Buyers Guide

 

Overview Flowchart of the
(process of purchasing)

 

When Viewing Property

 

Closing Info

Mortgage Application

Which loan is right for you?

Calculators

** Loan Spread Calculator

** Buyer's Cash Requirements

Instant Qualifier

Future Value Calc

Loan Comparison Calculator

Pay Down Debt or Invest

Refinancing Calculator

Rent Vs. Buy Calculator

Simple Loan Calculator

** The two best calc's

Java Finance Analysis

Biweekly Mortgage Calculator

Home Loan Calculator

Points Vs. No Points Calculator

Rent or Buy Calculator

Checklists - Sample Home Inspections

The Fine Print - Good Faith Estimate - HUD1 Statement

Sample Contract Tools - Condo Offer - Home Offer - CMA - Property History Report

Need any Moving Boxes?

Jo Tipton Realty Group
18003 Rock Branch
Dallas, Texas 75287

972-267-9377

 

Date

  Items in BOLD CAPS are contingencies requiring waiver or satifaction in writing
  Preliminary Work - Agency Disclosure Signed by X Buyer / X Seller 
    Pre-Qual - Income/Debt Ratio's - Credit Scores - Cash Available
    LOAN PRE-QUALIFICATION LETTER - required by most sellers before showings
    LOAN APPROVAL - NO final approval until property is selected!!! 
  MLS Listing Search Multiple Listing System search
  Market Updates Market Updates Setup - auto email new or changed listings ( client-side 'SearchSaver'
  Appointments Professional scheduling of all showings
  CMA Competitive Market Analysis - determine price to offer sellers
  Write Up Offer  
  Offer Evaluation Complete evaluation and advice on all offers
  Earnest Money  
  Option Fee  
  Disclosures Standard Disclosures and Disclaimers (Home Warranty, Lead Paint, Sellers Disclosures)
  Negotiation Advise on negotiations / Finalize contract
  Inspections Coordinate buyer's inspections / Review report - 
    INSPECTION OF PHYSICAL CONDITION (Including X septic / X wells)
    PEST CONTROL INSPECTION REPORT
  Repairs Advise on / Renegotiate for Repairs
  Renegotiations Advise on contract renegotiations as needed
  Buyer's Loan Monitor loan approval process
  Insurance Buyer's Homeowner's Insurance
  Appraisal Coordinate buyer's property appraisal
  Survey Coordinate buyer's property survey
  Final Inspection Buyer Walk Through Inspection
  Closing Preparation Monitor title company preparation for closing - PROPERTY TAX BILL - EXAMINATION OF TITLE
  Closing Statement Review and explanation of closing costs
  Close of Escrow Property keys are disbursed once property is 'funded' - COULD BE NEXT DAY!
  Follow-up Answer post sale questions as needed