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Refinancing with Bruised Credit

Meet Jennifer O'Neal

Jennifer O'Neal, a 31 year old sales rep from east Texas, had been trying to refinance her home:

For almost a year I had been trying to refinance my home mortgage because I was being swamped by my credit cards. I like credit cards too much and the monthly payments were more than I could afford.

Despite the fact that she had equity in her home, most of the lenders Joan contacted denied her application because she'd been late on some of her credit card and utility payments:

I knew right away I found the right company when I first talked to my JoTipton Mortgage broker. She was courteous and really well informed. She asked me all about my situation, my job, my debts, my home. And even thought I had the late payments, he went right to work on getting me a loan that worked for me.

Their our loan products don't begin and end with your credit report:

JoTipton Mortgage helped me consolidate my debt into one lower monthly payment. It feels great to finally be able to handle my monthly payments.

Now Jennifer always considers JoTipton Mortgage whenever finances are in question:

In fact, when my mother was complaining about her car payment, I was like - call JoTipton Mortgage. I knew she wouldn't regret it... she didn't. She had just as good an experience with them as I did.


Jennifer O'Neal
Sales Representative, age 31